Unlike the vast majority of mortgage advisers, David Lakin is completely independent. While others claim to be, most are part of a network and don't have the autonomy that allows them to access every possible option and deal that might work for you.

David Lakin is a specialist in the mortgage industry with over 25 years experience. This means he won't badger you about life cover or any other financial product because he works exclusively on finding the right mortgage for you.

• The fees Spectrum charge are also up front and clear.
• The initial consultation is free of charge and you are under no obligation.
• Clients pay administration fees of £125 per application and £175 on completion. No hidden extras or nasty surprises. Additionally, our repeat customers don't pay a completion fee!
• In addition Spectrum may receive commissions from lenders it recommends. In this instance you will be advised of the amount involved.

We want to keep it clear and simple and our clients like it that way too.

Whether your interest is residential or commercial, David can help.

Buying a new home can be an anxious time. It doesn't have to be. We have put together a check list that will help you manage the process. Just click here and print off our user friendly guide.

To access lots more information that will help you find your dream home click here.

For more information please fill out the following information and one of the team will get back to you within one working day.